Is It Necessary to Spend Down Your Assets to Qualify for Medicaid Insurance?
Medical claims in your retirement years can quickly become higher than you can afford. Medicaid insurance can help prevent you from having to declare medical bankruptcy, but there are some ...
12-2-2023
It Was Grandpa’s—Relationship Investing (35)
Years ago, when I was working at E. F. Hutton & Company, a broker called to ask my view on Digital Equipment. He told me the story about how a ...
12-2-2023
Attention, Amazon Shoppers: You Can Now Buy Health Care Services
By Joey Solitro From Kiplinger's Personal Finance Amazon's One Medical unit has launched an on-demand virtual health care service for Prime members for $9 per month or $99 annually. The ...
12-2-2023
Using Trusts as a Probate-Avoiding Tool (I)—How to Avoid Probate for Everyone (10)
The popularity of living trusts has spread to the point that now many states, most notably California, have promulgated laws recognizing and regulating trusts. There is a model Uniform Trust ...
12-1-2023
6 Common Scenarios When You Might Need a Tax Attorney—and Why You Should Hire One Sooner Than Later
Taxes and tax law change on a regular basis. A tax attorney can help you navigate those complexities and ensure your business is prepared for the future.
12-1-2023
Editors' Picks
Closing Prices for Crude Oil, Gold, and Other Commodities (Dec. 1)
Benchmark U.S. crude oil for January delivery fell $1.89 to $74.07 per barrel Friday. Brent crude for February delivery fell $1.98 to $78.88 per barrel. Wholesale gasoline for January delivery ...
12-1-2023 How Major US Stock Indexes Fared Dec. 1
Stocks gained ground on Wall Street as the market comes off its best month in more than a year. The S&P 500 rose 0.6 percent Friday, marking its fifth straight ...
12-1-2023 Closing Prices for Crude Oil, Gold, and Other Commodities (Nov. 30)
Benchmark U.S. crude oil for January delivery fell $1.90 to $75.96 per barrel Thursday. Brent crude for January delivery fell 27 cents to $82.83 per barrel. Wholesale gasoline for December ...
11-30-2023 How Major US Stock Indexes Fared Nov. 30
Stocks ended mostly higher on Wall Street and closed out November with big gains. The S&P 500 rose 0.4 percent Thursday. The index rose 8.9 percent in November, its biggest ...
11-30-2023 Stocks
Real Estate
Alternative Investments
Gold
Using an HSA to Save on Health Care
Many individuals or families opt for a less-expensive, high-deductible health plan (HDHP). The HDHP gives them a lower monthly premium. The downside is there's a high deductible before benefits apply. ...
12-1-2023 Gifts and The Gift Tax—Avoiding Probate Without Using Trusts (9)
How to Avoid Probate for Everyone: Protecting Your Estate for Your Loved Ones
11-29-2023 Are Healthcare Costs Really That Much in Retirement?
Growing older in retirement often means there will be some health problems along the way. These tend to worsen as you age, leading to more doctor visits. While the tendency ...
11-28-2023 How to Get More Tax-Free Income in Retirement
Paying taxes during your retirement years can significantly reduce your retirement income. Finding ways to eliminate most of them can make your retirement more comfortable. Here are some ways you ...
11-27-2023 Estate
Tax
Insurance
What to Do Before Cashing out a 401(k)
A 401(k) is an employer-sponsored retirement savings plan that employees can contribute to pre-tax, thus reducing their annual tax liability. Some employers also contribute to the account as a benefit ...
11-30-2023 Social Security Rules: Same Ol’, Same Ol’
The rules of social security may seem daunting, but it's really quite simple once you understand the facts.
11-29-2023 Create Retirement-Planning Decisions That You Won’t Regret Later
While most people look forward to the day they retire, many fail to prepare for it. Without the proper decisions and preparation, there could be a lot of regrets later ...
11-29-2023 Rethinking Retirement: The Case for Embracing Lifelong Work
Once an eagerly awaited milestone, retirement is currently undergoing a transformative reevaluation. Traditionally seen as a well-deserved period of rest and relaxation, the dream of early retirement is now being ...
11-24-2023 Retirement Accounts
Fixed Income
Closing Prices for Crude Oil, Gold, and Other Commodities (Nov. 22)
Benchmark U.S. crude oil for January delivery fell 67 cents to $77.10 per barrel Wednesday. Brent crude for January delivery fell 49 cents to $81.96 per barrel. Wholesale gasoline for ...
11-22-2023 Closing Prices for Crude Oil, Gold, and Other Commodities (Nov. 21)
Benchmark U.S. crude oil for January delivery fell 6 cents to $77.77 per barrel Tuesday. Brent crude for January delivery rose 13 cents to $82.45 per barrel. Wholesale gasoline for ...
11-21-2023 Closing Prices for Crude Oil, Gold, and Other Commodities (Nov. 20)
Benchmark U.S. crude oil for December delivery rose $1.71 to $77.60 per barrel Monday. Brent crude for January delivery rose $1.71 to $82.32 per barrel. Wholesale gasoline for December delivery ...
11-20-2023 Closing Prices for Crude Oil, Gold, and Other Commodities (Nov. 17)
Benchmark U.S. crude oil for December delivery rose $2.99 to $75.89 per barrel Friday. Brent crude for January delivery rose $3.19 to $80.61 per barrel. Wholesale gasoline for December delivery ...
11-17-2023 A Troubling Trend in the Personal Saving Rate
By Sandra Block From Kiplinger's Personal Finance Although unemployment remains low and inflation is showing signs of easing, one economic data point is worrying to many economists: the personal saving ...
11-30-2023 Americans Living Paycheck to Paycheck
Money flows in November and December as Americans prepare for the holiday season. But many are finding themselves cash-strapped going into the shopping season. Still, high prices are stretching paychecks. ...
11-24-2023 Giving Back to the Men and Women Who Serve
By Emma Patch From Kiplinger's Personal Finance Trace Chesser, president and CEO of USA Cares, tells us about his work assisting veterans. Question: What is the mission of USA Cares? ...
11-23-2023 Earning Money
Debt Management
Future Planning
Credit Scores
How to Avoid Social-Engineering Attacks
Social-engineering attacks use psychology to manipulate their targets into revealing financial information. Techniques use human emotions and instincts to drive people to act against their best interests. Social-engineering attacks pose ...
11-6-2023 7 Best Practices for Credit Cards
Having a credit card is convenient, but some pitfalls can come back to haunt you. There are, of course, ways to avoid problems. For example, most people know that they ...
09-1-2023 Credit Card Debt Has Reached a Record High in the US
Credit card debt has hit the highest amount ever in history at $1 trillion. Prices of goods and services are still too high, which is leading to the average person ...
08-28-2023 Rewards Cards
Travel Cards
Cash Back Cards
Business Cards